Comprehensive Wealth Management

• Financial Planning
  • Define & Quantify Financial Goals (Retirement, College, Travel, Lifestyle, etc.)
  • Custom Investment & Savings Plans
  • Personalized Asset Allocation & Portfolio Strategies
  • Debt Elimination Planning
  • Asset Location & Account Type Optimization Strategies
  • Planning and Guidance on Equity Comp Plans, Concentrated Stock Positions, & Significant Asset Sales

• Investment Management
  • Portfolio Strategy Development & Management
  • Account Aggregation & Simplification
  • Daily Portfolio Monitoring
  • As-Needed Portfolio Rebalancing

• Tax Planning & Management
  • Tax Efficient Distribution & Wealth Transfer Planning
  • Tax Aware Transition Management
  • Tax Aware Trading & Withdrawal Management
  • Tax Loss Harvesting

• Philanthropy
  • Incorporating Charitable Giving into Financial Planning
  • Utilizing Charitable Giving to Maximize Plan & Portfolio Tax Efficiency
  • Executing Donations
  • Donor Advised Funds
  • Qualified Charitable Distributions

• o Risk Management
•  Survivorship Planning
•  Disability Planning
•  Long Term Care Planning
•  Asset Protection
•  Coordination with Appropriate Brokers

• o Real Estate
•  Investment Analysis
•  Discounted Future Cash Flow Analysis
•  Sell vs. Rent (Short Term vs. Long Term) Analysis

• Corporate Retirement Plan Management
  • Co-Fiduciary Plan Consultant – 3(21) or 3(38)
    • Design & Manage the Plan’s Fund Lineup
    • Plan Design Analysis
    • Plan Benchmarking & RFP Management
    • Custom Investment Models
  • Plan Participant Financial Advisor
    • Retirement Planning
    • Investment Recommendations
    • Portfolio Management

• Corporate Cash Management

• Non-Profit Portfolio Management
  • Cash Flow Analysis/Forecasting and Portfolio Development
  • Ongoing Portfolio Management
  • Distribution Planning

• Coordination with Team of Experts
  • Wealth Manager
  • Certified Public Accountant
  • Estate Planning Attorney
  • Insurance Agent(s)