Steven Gibbs, JD, AEP®
Wealth Transfer Coach & Estate Planning Attorney
Steve spent years designing trusts and legal structures for affluent families — only to watch their wealth evaporate anyway. Not because the documents were wrong, but because no one coordinated the advisors, prepared the heirs, or facilitated the conversations that actually determine whether wealth survives.
70% of wealthy families lose their wealth by the second generation. Less than 3% of those failures stem from inadequate documents or investments. The real gaps are elsewhere: no coordination between advisors, no preparation of heirs, no difficult conversations about values, expectations, and responsibility.
The families who succeed aren’t doing the same things better — they’re doing different things entirely. That’s why Steve became a Wealth Transfer Coach and founded Insurance & Estate Strategies.
His firm builds comprehensive wealth transfer systems anchored in three pillars: legal structure, financial efficiency, and family readiness. Steve works with families nationwide to ensure their legacy doesn’t just transfer on paper — it actually survives contact with the next generation.
Steve is the author of What Do You Want Your Kids to Inherit?, a Century Club award recipient recognized by Penn Mutual, and a contributor to national publications including ThinkAdvisor.
He presents for the National Business Institute, training other professionals on advanced estate planning strategies.